In today’s world, managing finances is a key, and tools like Brass have made it easier to manage expenses, budgets and plan for the future. One key area that makes Brass among the most sought after, is that it is simplified for most small businesses & individuals wishing to have a healthy money habit. But if you are interested to scaffold in Brass or are looking for specific features that you want to have, there are a lot of good options to explore.
This guide will walk you through some of the best available apps that can replace the Brass ‘Manage Money’ app. We will talk about the features, the benefits and the overall performance so that one can figure out which tool might help to achieve management of money objectives.
What Makes Brass Stand Out?
Before we jump into Brass similar apps, it’s worth highlighting what makes Brass such a valuable tool in the first place. Brass distinguishes itself with features that combine business banking and financial management, specially tailored for entrepreneurs and small business owners. It offers tools for budgeting, tracking transactions, invoicing, and managing business expenses without overcomplicating the process.
But while Brass is powerful, it may not be the perfect fit for everyone. Some users might prefer apps focusing on personal finances, additional integrations, or tools with a more global reach. Luckily, there are plenty of apps like Brass that cater to different needs. Let’s explore them.
Top Apps Like Brass for Financial Management
1. Wave
For those people who’re wanting to find apps similar to Brass for your business, It would be right to say that managing one’s funds can be one of the most problematic issues for small business owners and freelancers who have quite a few duties. So that’s what the Wave financial app is for- a simple and elegant tool that helps to automate the routine financial work. Be it invoicing, transaction recording, or payroll processing, Wave has a set of tools that helps the business owners to manage their accounts without the need of great bookkeeping or accounting skills.
Key Features:
- Intuitive Accounting Tools
Wave’s accounting feature is a game-changer for anyone not well-versed in bookkeeping. It automatically syncs with your bank accounts, tracking income and expenses with ease. This feature gives you a clear picture of your cash flow, letting you focus on growing your business instead of crunching numbers. - Professional, Customizable Invoicing
Wave lets you create professional invoices in minutes. You can personalize the design, add your logo, and even set up recurring invoices for regular clients. Even better, the app offers payment integration, so clients can pay directly online, reducing the time you spend chasing overdue payments. - Receipt Scanning on the Go
Keeping track of receipts is often a headache. Wave solves this with its receipt scanning tool. Simply use your phone’s camera to snap a picture of a receipt, and the app will categorize and store it for you. This not only organizes your expenses but also makes tax season far less stressful. - Efficient Payroll Management
For businesses with employees, Wave offers a payroll feature that manages staff pay with precision. You can automate tax calculations and direct deposits, making payroll as seamless as possible.
User-Friendly Design
Clean and clear design is one of Wave’s biggest advantages. Having a target audience of individuals who do not have any accounting background, this app is straightforward even for the novices. It’s as easy as it can get, to open an account or generate financial reports, with directions provided at every stage.
Wave is self explanatory and its interface is easy to use for those who are not much into finance. And the most interesting thing is that it offers its basic functionalities for free which is a great plus point especially for new companies or small firms that want some savings.
2. PocketGuard
In case you wish to concentrate on how to keep tabs on your own limits, maximally the PocketGuard application seems to be the same as Brass. You do not need to make allocating your finances too exhaustive. The most daunting step for many is not how to do it, but how to set the ball rolling. This is where PocketGuard happens to fit in nicely – it is a finance app that has been crafted with the core objective of making everything simply easier ranging from making a budget to saving. At the core of the applications features is the ability to set spending limits and watching them which makes the financial engagement simple.
Key Features:
- Budgeting Tools Built for Simplicity
PocketGuard shines by helping you create a budget that actually works for your lifestyle. Its standout “In My Pocket” feature automatically calculates how much disposable income you have after covering essentials like bills, subscriptions, and savings. This way, you know exactly how much you can spend without guilt, overspending, or second-guessing. - Expense Tracking Made Easy
Ever wonder where your money goes? PocketGuard connects directly to your bank accounts, credit cards, and other financial accounts, syncing transactions in real-time. It then categorizes your spending into easy-to-read sections like groceries, dining, or entertainment. By visualizing your expenses, you can quickly identify areas where you might be overspending and make adjustments. - Savings Goals That Keep You Accountable
PocketGuard doesn’t just track your money—it helps you grow it. The app lets you set personalized savings goals, whether it’s building an emergency fund, planning a vacation, or tackling debt. It even finds opportunities to save, like identifying recurring subscriptions you might want to cancel or suggesting spending limits for specific categories. - User-Friendly Design
Technology can sometimes feel intimidating, but PocketGuard goes out of its way to make things simple. Its clean, intuitive interface ensures even non-techy users can quickly get started. Important data like account balances, upcoming bills, and spending insights is presented in an organized and visually appealing way—no endless scrolling or confusing dashboards. - Secure Integration with Your Accounts
One of PocketGuard’s major strengths is its ability to sync with your financial accounts seamlessly. By securely linking your accounts, the app gathers all your financial information in one place. PocketGuard uses robust encryption protocols to safeguard sensitive data, so you don’t have to worry about your information falling into the wrong hands.
PocketGuard has a different approach; it concentrates on the basics. This math-related app is very user-friendly even if you’ve never worked with a financial application before. It is helpful if you want to see your overall financial status at any specific moment in time.
3. QuickBooks Online
As a small business owner or a freelance professional, managing finances sometimes gets too overwhelming as you may have too many things on your plate. Quickbooks Online is one of the old runners at this industry and works the same as Brass and has additional features as well. Recording costs, invoices, cash flows and the list goes on and on and it gets to be very much overwhelming after some time. This is where quickbooks online comes in – a finance app that aims to make your day to day operations. It’s not just about an app; it is about a trusty friend that sorts out all the menus so you can focus on expanding the business.
Key Features:
- User-Friendly Interface
QuickBooks Online prides itself on being simple to use, even if you’re not a numbers person. Its dashboard offers an easy-to-understand overview of your financial health, from cash flow to overdue invoices. You don’t need a degree in accounting to get started—everything is laid out clearly. - Cloud-Based Accessibility
Say goodbye to being tied to your desk. With QuickBooks Online, you can access your financial data anytime, anywhere—whether you’re working from home, meeting a client, or catching up on tasks while commuting. All you need is an internet connection. - Streamlined Invoicing
Sending professional invoices is a breeze. QuickBooks allows you to customize invoices with your branding, track when they’ve been viewed, and even enable your customers to pay online. It’s a seamless process that saves time and helps you get paid faster. - Expense Tracking
Keeping tabs on expenses can be a headache, but QuickBooks takes care of it for you. You can link your bank accounts or upload receipts directly to the app. It automatically categorizes expenses, so you don’t have to worry about sifting through them later. - Integration with Other Tools
Another standout feature is its ability to integrate with other financial and productivity tools. Whether you use PayPal, Shopify, or any number of apps, QuickBooks Online syncs everything to give you a clear picture of your finances in one place.
Even though QuickBooks Online’s tools are quite effective, the general consensus is that this software is more complex than simpler apps like Brass. The pricing model can also be more expensive, but for businesses that need these advanced features, it’s definitely worth considering.
4. YNAB (You Need A Budget)
Managing your finances or budgeting isn’t the easiest thing and would create stress on certain occasions. Now, YNAB (You Need A Budget) comes to the picture. YNAB gives services and support that can help in organizing the finance and budgeting. You can control your finances easily and without a lot of effort, for those who want to stick to a budget, pay off debts, or save for something in the future – YNAB is here for all your worries.
Also, it stands in good line with being a Brass alternative app, especially for users who want a more hands-on role in the budgeting process. Every single dollar is accounted for in YNAB – it sticks to the zero based principle for accounting. This sets it apart from other applications such as Brass which did not encourage its users to be too careful on how their money came in and out of their accounts.
Key Features:
- Budgeting Tools That Work With You, Not Against You
At the core of YNAB is its unique method of budgeting, called the Four Rules:
- Give Every Dollar a Job—Assign a purpose to every dollar you earn.
- Embrace Your True Expenses—Plan ahead for irregular costs like holidays or car repairs.
- Roll With the Punches—Easily adjust your budget if life throws a curveball.
- Age Your Money—Aim to break the paycheck-to-paycheck cycle.
These rules are baked into the app, helping you make thoughtful spending and saving decisions.
- Goal Tracking to Keep Your Eyes on the Prize
Saving for a big vacation? A new car? Or maybe you’re building an emergency fund? YNAB allows you to set and track goals within your budget. It’s incredibly satisfying to see progress toward your goals in real time, and it helps you prioritize what matters most.
- Real-Time Updates for Up-To-Date Clarity
Life moves fast, and so do your finances. With YNAB, you can sync your bank accounts and update transactions on the go. The app ensures that your budget is always current, whether you’re tracking everyday expenses or major purchases. And because it syncs across all devices, everyone in the household can stay on the same page financially.
- Financial Education Right at Your Fingertips
One feature that makes YNAB unique is its commitment to teaching you how to budget better. YNAB offers webinars, tutorials, and articles that break down confusing financial concepts into easy-to-digest tips. They don’t just give you the tools—they empower you to understand and improve your overall financial health.
YNAB is ideal for individuals or families who want greater visibility into their spending habits and a proactive approach to money management. While it doesn’t offer business-specific tools like invoicing, its effectiveness with personal budgets is unmatched.
5. Mint
Mint serves as an excellent substitute for the application Brass when the aim is to achieve comprehensive economic management as Mint garners understanding towards the application. Google does allow you to take in a user’s personal expenses history angles that steam this program and allows it to present all their finances features.
Finances refer to how world leaders basically work together in a juggling act. They have to be on top of their spending, place their various lenders on a repayment schedule, and be forecasting all at the same time. This same narrative is where, Mint comes in. Mint is meant for the top end of the money management app market. You can think of it like a mobile financial advisor, tracked on your smartphone. From grocery shopping to credit score management Mint creates one-stop solution for all the above and even more.
Key Features:
- Smart Budgeting Tools
Mint makes budgeting simple and achievable. By connecting to your accounts, the app can create custom budgets based on your spending habits. You can set limits for categories like dining out, groceries, or entertainment. What’s great about this feature is that Mint updates your budget in real-time, so you can see exactly how much you’ve spent and how much you have left to spend. It acts like a digital safeguard, helping you avoid overspending. - Expense Tracking Made Easy
Keeping track of where your money goes has never been easier. Mint automatically categorizes your transactions so you can see, at a glance, what’s eating into your income. Do you always wonder how your paycheck runs out so quickly? This feature shines a light on your spending habits and helps you make adjustments where needed. - Bill Reminders to Stay On Track
Forgotten a due date for a bill before? You’re not alone. Mint has a bill reminders feature that sends alerts about upcoming payments. It syncs with your account activity, so it knows when bills are due and can help you avoid late fees. No more stressing about missed payments—it’s like Mint has your back. - Credit Score Monitoring
Did you know your credit score impacts so many aspects of your financial life, including loans and credit card approvals? Mint offers free credit score monitoring to help you keep tabs on your financial health. It not only shows you your score but also gives you tips to improve it. Having access to this information puts you in control of your credit. - Investment Tracking
If you’re building wealth through investments, Mint can help you track your portfolios. Whether it’s stocks, mutual funds, or retirement accounts, the app consolidates all your investments in one place. You can monitor performance over time and make informed decisions about where to invest or reallocate funds next.
If you appreciate metrics and want detailed breakdowns of your spending patterns, then Mint is a perfect application for you. Best of all, it’s free to use, though it does feature ads inside the app.
6. Zoho Books
Handling financial aspects is crucial and one of the most painstaking tasks of a business. While being a small or a growing business owner, if you are looking for an uncomplicated way to deal with your finances, then Zoho Books would be a good solution for you. This financial app has all the features that would assist in handling your daily transactions while ensuring time efficiency and it will help you ease your life. Let us explore what that solution is and how does Zoho Books step in.
For businesses, once again Zoho Books was geared to cater the needs of Spendee’s users.
Key Features:
- Intuitive Invoicing
It’s simple to issue invoices for clients who’re paying for products or for all the services that have been provided, thanks to Zoho Books. In a matter of a few clicks, you can design invoice templates and also set up invoices that customers who order from you frequently and automate them. Furthermore, the app helps you manage payments through reminders, making sure everything is properly followed up. - Expense Tracking Made Simple
Monitoring and tracking your business expenditures can be a tad bit tricky, but with Zoho Books, it is no longer difficult. You can not only log the expenses in the system easily, but you can also classify them as per their type. To support documentation better, you can even upload receipts. The app shows exactly where the funds are directed, proving to be a powerful influencing factor for intelligent expenditure. - Bank Reconciliation
Retrieving and balancing your business’s banking transactions becomes stress-free. The app allows users to link their business bank accounts directly into the app allowing the easy importation of transactions. All these features reduce the amount of time and energy wasted into searching through bank statements trying to linking or reconciling transactions, allowing you to execute the task efficiently. - Detailed Financial Reporting
Making informed decisions is key to making sound financial choices. A plethora of financial reports including profit and loss account, balance sheet, cash flow statement, etc., are provided by Zoho Books. These reports are configurable, and therefore can assist you in evaluating the progress of your company at a single glance. - Automation Capabilities
Where Zoho Books excels is in Automation features. Automated features such as payment reminders and the generation of recurrent invoices and purchase orders, minimize manual intervention and errors. This function is of great benefit to busy business owners who work on different areas of the business simultaneously. - Integration with Zoho and Third-Party Tools
Zoho Books also connects with other apps in the Zoho environment, such as Zoho CRM or Zoho Inventory, unifying together different business processes within a single platform. It also allows third-party integrations with payment systems such as Stripe or PayPal, making the payment receiving process easier. With these integrations, the app is also more flexible to the demands of particular businesses. - Tax compliance features to manage taxes easily
Zoho Books is especially fondly regarded by smaller companies with more simplified business processes. Its rates are within quite a reasonable bracket where customers looking for cheaper but effective solutions would not be disappointed.
7. Spendee
If the approach of Brass doesn’t suit your personal finances, Spendee is an alternative worth trying. It’s efficient for visual learners which helps them understand their budget because the provided dashboard makes it easier to view the overall financial goals visually.
When using Spendee, managing finances becomes less of a hassle and more intuitive. It allows tracking expenses, managing one’s finances, and ideally maintaining a focus on the future – all this can be easily done with Spendee which is a financial app to go with your lifestyle.
Key Features:
- Budget Tracking That Works for You
One of Spendee’s standout features is its budgeting tool. It doesn’t just show you where your money is going; it helps you actively plan where it should go. You can set budgets for specific categories (like groceries, dining out, or shopping) and keep an eye on your spending limits. This means fewer surprises at the end of the month and more confidence in achieving your financial goals.
- Expense Categorization for Clearer Insights
Ever wonder where your paycheck is disappearing? Spendee categorizes your expenses automatically, giving you a clear breakdown of your spending habits. With everything neatly organized into categories like bills, travel, entertainment, and more, you’ll see exactly what’s eating up most of your budget—and where you can cut back.
- Sync Your Accounts for Real-Time Updates
Gone are the days of manually tracking every transaction. Spendee allows you to sync the app with your bank accounts, so your financial data is updated in real time. This feature not only saves you time but also ensures accuracy, giving you a complete picture of your finances at any moment.
- Personalized Financial Insights
Spendee doesn’t just collect your data; it turns it into actionable insights. With detailed financial overviews and reports, you can spot trends, identify areas for improvement, and adjust your habits to better align with your goals. Whether you want to save for a vacation or pay off debt faster, these insights are like having a personal financial advisor in your pocket.
- User-Friendly Interface
Managing finances can be overwhelming, but Spendee’s interface keeps it simple. With a clean, intuitive design, it’s easy for anyone—whether you’re a budgeting pro or a beginner—to understand and use. Plus, the app is customizable to fit how you prefer to manage your money, making it a practical tool for all users.
- The Power of Customization
Every financial situation is unique, and Spendee accounts for that with its personalization options. You can adapt the app to reflect your financial goals, set recurring budgets, and even create shared wallets for family or group expenses. This makes it incredibly versatile whether you’re saving for yourself or budgeting as a household.
- Custom categories for fine-tuned tracking.
- Currency conversion for international users.
- Integration with your bank accounts, PayPal, and even crypto wallets.
Spendee is a great alternative for any user needing more powerful personal finance applications, as its combination of comprehensive accounting capabilities with a plain interface makes it a great replacement for Brass.
8. Kashoo
It is true that managing finance appears to be a bit of a labor, especially if you are a business owner or a freelancer working on multiple projects at the same time. This is where Kashoo comes in; it is a simple accounting application that allows its users to manage their finances while giving more attention to the growth of their business. All that is required for Kashoo to be effective are its simple layout and a set of intelligent features. Everything encompasses all the smart and intelligent tools, low stress, and fuss-free experience of bookkeeping.
Much like Brass, Kashoo makes accounting for small businesses easier but more focused on the business owners that have little to no bookkeeping skills. In addition, it takes care of all the height maintenance requirements including recording transactions, expenses, categorization, and even customer invoicing.
Key Features:
- Automated Income and Expense Tracking
Kashoo automatically organizes and categorizes your income and expenses, significantly reducing the administrative burden. With its smart tracking system, you can say goodbye to sifting through piles of receipts. Every transaction is neatly logged and categorized, giving you a clear and organized financial overview.
- Real-Time Financial Reporting
Accurate, up-to-date financial insights are crucial for making informed business decisions. With Kashoo, you can access real-time financial reports right at your fingertips. Whether it’s profit and loss statements, balance sheets, or cash flow summaries, the app presents the data in an easily digestible format, offering clarity and peace of mind.
- Bank Integration for Seamless Syncing
Connecting Kashoo to your bank accounts is quick and straightforward. Once synced, your transactions are automatically recorded, removing the need for manual data entry. This feature not only saves time but minimizes errors, keeping your financial records accurate and up-to-date.
- Professional Invoice Management
Creating and sending invoices has never been easier. Kashoo provides customizable invoice templates that look professional and polished. It also tracks pending payments and alerts you about overdue invoices, helping you maintain a healthy cash flow.
- On-the-Go Access with Mobile Functionality
Life as a small business owner is always on the move, and Kashoo understands that. Its mobile app allows you to manage your finances anytime, anywhere. Whether you’re at a client meeting or on the road, you can check accounts, track expenses, or create an invoice in just a few taps.
- Secure Data Handling
Data security is paramount, and Kashoo delivers robust protection to keep your sensitive financial information safe. With industry-standard encryption and rigorous security protocols, you can trust the app to safeguard your business data.
- Multi-currency support.
- Cloud-based platform.
Like Brass, Kashoo is aimed at small businesses, but its minimalistic design and automation make it an attractive alternative for users overwhelmed by more complex tools.
9. Honeydue
Indeed, working with money as a pair can be quite overwhelming, to some extent, especially with working through the bills, the budget or the expenses, that are all combined. This is why there’s Honeydue, a finance management app tailor-made for couples. Sharing finances can be a challenging thing for many and that is exactly where this application comes in to play, its idea is to help partners who share financial duties work together.
Honeydue is in fact one of the best alternatives for Brass. It allows users to control joint expenses, track spending, and set parameters for joint finances goal.
Key Features:
- Shared Expense Tracking
One of the most significant sources of friction in relationships is figuring out who owes what. Honeydue simplifies this by allowing partners to track shared expenses seamlessly. Whether it’s a recurring grocery bill, streaming subscription, or a weekend getaway, expenses are categorized and accounted for, ensuring clarity and fairness.
- Bill Management and Reminders
Missing bills or forgetting payment dates can lead to late fees or unnecessary stress. Honeydue centralizes all your bills in one place, sending reminders for due dates so nothing slips through the cracks. The app ensures you and your partner stay on top of every financial commitment — no more guesswork or crossed wires.
- Budgeting Tools
Creating and sticking to a budget can be challenging, but it’s crucial for achieving financial goals as a couple. Honeydue offers budgeting tools that make it easier to track spending and stay within limits, helping partners become more mindful of their finances. With a clear snapshot of where your money is going, you can adjust habits and plan for the future with confidence.
- Bank Account and Credit Card Integration
Honeydue supports the linking of multiple bank accounts and credit cards, offering a comprehensive view of the couple’s financial landscape. This ability to consolidate accounts allows for real-time tracking of balances and transactions, making financial planning more efficient. You can both see where your finances stand without needing to manually update spreadsheets or compare bank apps.
- Easy Customization and Privacy Options
Not every couple manages their money in the same way. Honeydue lets you decide how much you want to share with your partner. You can keep certain accounts private while sharing the ones you both use, creating a balance between transparency and individual financial privacy.
- User-Friendly Interface
Honeydue’s clean and intuitive design makes it incredibly easy for anyone to use, even if you’re not tech-savvy. The app is designed to minimize confusion and streamline the money-management process, so you can focus more on planning and less on navigating complicated systems.
- Chat feature to discuss finances directly within the app.
While Brass is often geared toward businesses, Honeydue excels in tackling personal and household budgeting challenges for shared financial management.
10. Expensify
Managing expenses can become rather tiresome especially when it comes to bulging stack of receipts and managing the expenses and putting them into the expense report. This is where Expensify, a very simply set up and easy to use financial app comes in. This helps individuals seeking to manage their finances and when integrated into a business it helps streamline company expense workflows.
Expensify is another Brass similar app but it is more focused on controlling the professional expenses. It is most common for travel, as it enables people to effectively keep track of their travel financial records, track receipts and get refunds where applicable.
Key Features:
- Receipt Scanning
Gone are the days of holding onto crumpled restaurant receipts or manually entering purchase details. With Expensify, you can snap a photo of your receipt, and its SmartScan technology automatically captures the details and categorizes the expense for you. It’s like having a personal assistant in your pocket. - Expense Tracking
Expensify allows users to track their expenses in real-time. Whether it’s personal budgeting or monitoring business spending, the app records every financial transaction, helping you stay on top of where your money is going. - Automated Expense Reports
If you’ve ever dreaded creating expense reports, Expensify has your back. It can completely automate the process. Expenses are compiled, categorized, and formatted into a professional report with little input required from you. This saves hours of manual work and minimizes the risk of errors. - Integration with Accounting Software
Expensify seamlessly integrates with popular accounting tools like QuickBooks, Xero, and NetSuite. This makes exporting data effortless and ensures that your financial records are always in sync. - Multi-Device Accessibility
Need to check expenses on-the-go, at your desk, or from home? Expensify is accessible across devices, from smartphones to laptops. Using it feels seamless whether you prefer an app or desktop interface. - Custom Policies for Teams
Businesses love Expensify for its ability to set up custom expense rules. From reimbursement policies to approval workflows, it simplifies expense management for teams, ensuring consistency and compliance. - Real-time reports for business expense submissions.
- Global usability for multiple currencies.
If tracking business-related expenses is your main priority, Expensify is worth considering as a Brass alternative. Its receipt scanning capabilities alone can save you hours of manual entry.
How to Choose the Best Brass Alternative App for You
There’s no one-size-fits-all solution when it comes to financial management apps. When deciding between apps similar to Brass, consider the following:
- Purpose: Do you need tools for personal budgeting or business management?
- Cost: Are you comfortable with subscriptions, or do you prefer free options?
- Features: Which features are non-negotiable for you, such as invoicing, automation, or goal tracking?
- Ease of Use: How much time are you willing to spend learning the app?
By carefully evaluating your goals and comparing these apps, you’ll find the right financial management tool to meet your needs.
Final Thoughts
Whether you’re a small-business owner or simply someone who seeks to bring their finances in order, there are many apps similar to that which can aid you. Other apps that are similar to that include Wave which has excellent accounting features, and PocketGuard which helps a person with their spending guidance, all these apps provide different set of tools which can be helpful for a person with different financial situations.
In order to find the app which suits your monetary perspective and lifestyle, it is best to explore these alternatives. In most cases when dealing with finance, consistency is the secret and choosing the right tools to mold around your goals helps a lot. With the appropriate platform present taking charge of your finances will no longer seem like a chore but rather a task that can be completed with ease.